About Our Team

Michael Moreau

Financial Advisor & Certified Financial Planner

With more than 35 years of financial planning experience, Michael is passionate about helping clients achieve clarity and confidence in their financial lives. As a Financial Planner and holder of both the Certified Financial Planner (CFP®) and Registered Financial Planner (RFP) designations, Michael brings deep expertise to his work with individuals and families seeking personalized, unbiased financial guidance.

Michael takes a holistic approach to financial planning, beginning with a tailored plan based on each client’s unique goals and priorities. He follows the six-step planning process endorsed by FP Canada and the Institute of Advanced Financial Planning, ensuring a thoughtful and comprehensive roadmap for each stage of life.

Known for his integrity and independence, Michael is not tied to any financial institution or product provider. This allows him to offer advice that puts clients' interests first — free from bias or obligation.

Michael remains actively involved in directing the Personal Financial Solutions Team, investment monitoring and client communication, believing in proactive advice and open, ongoing dialogue. He encourages regular check-ins and annual reviews to keep plans aligned with evolving needs.

Outside of work, Michael continues his health and fitness journey enjoying calisthenics, tennis, golf & hiking.

Jordan Hreljac

Financial Advisor & Tax Consultant

Since joining Michael in 2021, Jordan has brought over a decade of personal tax experience to the firm. As a partner, he plays a key role in client communications, trade processing, investment review, and managing the firm’s marketing and communication strategies. He holds a Bachelor of International Business from Carleton University, along with his Canadian Investment Funds license and H&R Block Tax Designation.

Together with senior partner Michael Moreau, Jordan helps form the foundation of the business. He is deeply committed to transparency and honesty in all client interactions, taking a teaching-focused approach to ensure clients feel confident and informed about their financial decisions and product options.

Outside of work, Jordan enjoys life with his wife and three children, balancing the demands of business ownership with a strong sense of family and community.

Sarah Persaud

Office Manager & Licensed Assistant

Sarah has been an integral part of the Michael’s team since 1998. Over the years, she has played a key role in training new staff, processing transactions, and maintaining accurate, compliant records in alignment with industry regulations.

Since 2015, Sarah has served as the firm’s Office Manager, overseeing back-office operations including insurance contracts, dealer agreements, staff scheduling, and the day-to-day needs of the business. Her organizational leadership ensures the office runs smoothly while supporting both Michael and Jordan behind the scenes.

Outside of work, Sarah enjoys a wide range of interests including volunteer work, gardening, crafts, hiking, and travel — all of which reflect her creativity, dedication, and community spirit.

Esther Mamani

Administrative Assistant

Esther has been a valued part of the team since 2011, working part-time to support Michael in managing client insurance files. From her position in the end office, she helps maintain up-to-date records and regularly connects with clients to ensure accuracy and continuity of service.

Outside of work, Esther is a devoted wife and mother with a wide range of interests. She travels to Bolivia annually to spend time with family and is fluent in both English and Spanish, a skill that enriches both her professional and personal interactions. Her warmth, attention to detail, and commitment make her an essential part of the team.